For all your Volkswagen financing needs, visit the team at Sheppard Motors in Eugene, Oregon, today to get the conversation started! Financing doesn't have to be stressful, and our team of financing experts is here to prove it. For those looking for an affordable solution to help pay for their vehicle to drivers in need of guidance in auto leasing, we're here to help. From Volkswagen-exclusive incentives and lease options to credit repair financing and options for drivers with low credit, our convenient location is full of ways to help. Get started today by filling out a financing application online or in-person with our team!

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Finance Department

The Basic Components of an Auto Loan from Sheppard Motors

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a Volkswagen Model to Buy
Eugene, OR | Springfield, OR | Roseburg, OR

Discover all the benefits of German engineering at Sheppard Motors. At our Volkswagen dealership in Eugene, OR, we offer iconic, finely-tuned, and safe vehicles. The Volkswagen Jetta makes an ideal partner for anyone looking for a comfortable four-door sedan that doesn't compromise on style. For high-end European performance, the Volkswagen Golf GTI and its sleek, sporty design is the way to go. There's also the Volkswagen Atlas, a spacious SUV with room for seven passengers to sit comfortably on your next weekend getaway. Explore every Volkswagen model we have on-site and see if you're pre-approved for an auto loan today!

How to Apply for Volkswagen Financing at Sheppard Motors

To start the Volkswagen financing process, reach out to the team at Sheppard Motors in Eugene, OR. We'll help you fill out your financing application and put you in touch with our team of experts. Call today to get started!

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Dealership Hours
Mon - Fri8:00am - 7:00pm
Saturday9:00am - 6:00pm
Sunday10:00am - 5:00pm